GRANITE
Exchange Services
Solid ground for every exchange
Your 1031 exchange, handled with precision. For twenty-five years, Granite Exchange Services has guided investors through Section 1031 exchanges with airtight documentation, segregated FDIC-insured accounts, and a specialist who answers when you call.
The deferral, in dollars
Pick the state you're selling in, the state you're buying in, and your approximate gain. The calculator shows what a taxable sale would cost today — and what a 1031 exchange defers.
Selling in California and buying in Montana? Texas to Florida? State rules differ — several states have no income tax at all, and California tracks deferred gains with an annual FTB filing. Our specialists handle the mechanics either way.
Illustrative estimate — long-term federal rate, NIIT, and top state rates.
For education and illustration only — not legal, tax, or investment advice. Rates are simplified top marginal rates; your bracket, exemptions, and state rules will differ. Confirm your numbers with your CPA or tax advisor. Granite Exchange Services acts solely as a Qualified Intermediary.
Exchange structures
From straightforward delayed exchanges to reverse and construction structures governed by Rev. Proc. 2000-37, each engagement is documented by a CES®-certified specialist.
The standard forward exchange. Sell first, identify within 45 days, close within 180. The structure behind most of our twenty thousand engagements.
How delayed exchanges work →Buy before you sell. We form the Exchange Accommodation Titleholder and park title under the Rev. Proc. 2000-37 safe harbor.
Structure a reverse exchange →Apply exchange funds to improvements on the replacement property inside the 180-day window, with title parked until completion.
Plan an improvement exchange →Fund security
A qualified intermediary holds your proceeds during the exchange. That makes the custody arrangement — not the marketing — the real product. Ours is built so you never have to take our word for it.
Read the full security architectureOne counselor. Start to finish.
When you open an exchange with Granite, one counselor owns your file from first call to final closing — and answers their own phone. No queues, no file numbers, no re-explaining your deal.
The counselor who documents your exchange is the one who answers when escrow calls at 4:55 on deadline day.
Your documentation is reviewed by a Certified Exchange Specialist — a designation held by a limited number of practitioners nationwide.
Calls and inquiries are returned within one business day — usually the same day. In escrow? We can document an exchange in 24–48 hours.
Exchange rules, state by state
Fifty state guides cover conformity, withholding, clawback provisions, and local market context — from California's FTB Form 3840 to Washington's REET. Every guide is written against the actual statute.
“Granite handled our exchange while our previous intermediary was still returning voicemails. Every deadline was documented before escrow even asked.”Commercial investor · Sacramento, California
In escrow now?
If your sale is closing, the exchange must be in place first. We can typically document a new exchange within 24–48 hours.